Money Saving

Preparing for the Unexpected

Do you have a backup plan, in case of emergencies? I didn’t and then this happened…


Life has a habit of not going to plan or throwing something surprising into the works. It’s usually when you least expect it too, a broken fridge, TV or laptop – these are all the things I dread happening. However just last week my much loved laptop broke and unfortunately for me I didn’t have a back-up plan.

I was watching a film on my laptop and it froze half way through. It has frozen before, usually when I have 30+ tabs open (excessive I know ha) but it usually only freezes for around 30 seconds then it’s fine. On this occasion I left the laptop for around 5 minutes and expected it to be fine but it was still stuck so I had no option but to use the power button to turn it of and restart it. I did this and when it restarted I got a message nobody wants their laptop to display ‘BootDevice Not Found. Please install an operating system on your hard disk’ – disaster!

I spent the following 6 hours researching what the problem might be and taking my laptop apart to see if the hard drive had a loose wire. The hard drive seemed to be connected okay – as far as I could tell but it still wouldn’t work or recognise the hard drive.

I was almost at the point of giving up and admitting defeat until I came across a YouTube video which said the pin might be stuck on the hard drive, the video gave details on how you to fix the problem and at this point I didn’t think I had much to lose so decided to try it. I opened up the hard drive and as the video suggested the pin was stuck, I managed to release the pin using the instructions on the video and then put everything back together and kept my fingers crossed it would work.

I knew that if it didn’t turn on this time it was well and truly broken so I was a bit nervous about testing it out. I turned the laptop on and there was no error, it booted to Windows and everything was working perfectly!

There had been no signs my laptop was going to run into issues, it’s not even 2 years old and although I would like a new one I didn’t plan on buying a new one for at least 6 months. I have been saving to move house and didn’t have a backup plan for anything breaking – big mistake.

I have now started putting money away towards a new laptop as I’m worried this was a warning sign that it’s not going to last much longer. Hopefully that isn’t the case but it’s better to be prepared, just in case. I know there’s no way of knowing when something might break or need to be replaced but it has got me thinking about a backup plan.

There might be times when I can’t put money aside so I was keen to try and find another way I can be as prepared as possible if something needs to be replaced. I know a lot of people have a credit card which they use in situations where something breaks unexpectedly, I actually looked at getting a credit card in the past but didn’t think I needed one at the time so put the idea to the back of my mind. Since my laptop broke it has made me re-think that decision so I have been looking at the different credit cards that are available and plan to get one as a back up plan. In an emergency situation a credit card can prove invaluable.

I’m obviously not happy my laptop broke but I am glad I now have a plan of action in case something breaks in the future, as nobody knows what the future holds.

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  • Reply
    Kim Carberry
    October 5, 2014 at 9:25 pm

    Glad you got your laptop fixed….What a nightmare…..I’m pretty lucky when it comes to my laptop. My fella is a whizz at fixing them….He’s my backup plan.

  • Reply
    kayleigh white
    October 18, 2014 at 5:08 pm

    My Apple Devices including my iMac has a service insurance – so if anything happened I would be okay. What a nightmare for you though! 🙁

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